Current Account.
Designed for everyday use, this individual checking account offers a variety of tailored benefits.
Banking tailored for you
Online Account Opening
Open your account online in as little as 4 minutes.
Mobile Banking
Ready to use immediately after your account opens.
Fast Issue Resolution
Issues are promptly resolved via WhatsApp, email or call.
Financial & Investment Advisory
Access to guidance from our financial and investment specialists.
Fixed Deposit & Investment Rates
Competitive rates on NGN and USD deposit and other investment products.
Cheque Book
Available for your everyday transactions.
Debit Card
Our Debit card gives you access to $3,000 per month for spending abroad or on subscriptions.
Dedicated RMs
A dedicated Primary and Secondary Relationship Manager for your account.
T-Bills & Bonds
Purchase of Treasury Bills and Bonds directly through your account.
Everything an everyday account should be
Electronic & Internet Banking
Full access to your account online, wherever you are.
No Minimum Daily Balance
Keep as little or as much as you need, with no penalty.
Instant Debit Card Issuance
Walk out with a working debit card on account opening — usable for internet banking transactions too.
Mobile Banking
Seamless transfers and bills payments.
Email-Alerts & Email-Statements
Stay on top of your account activity on the go.
What you'll need to open one
- Completed account opening form
- Recent passport photograph
- Valid identification — driver's licence, international passport, National ID or voter's card
- Residence permit, where applicable
- Two satisfactory references
- Public utility receipt from the past three months
Fee Structure
| Item | Charge |
|---|---|
| SMS alert | ₦6 |
| Transfer up to ₦5,000 (other banks) | ₦10 + VAT |
| Transfer ₦5,001 – ₦50,000 | ₦25 + VAT |
| Transfer above ₦50,000 | ₦50 + VAT |
| EMTL stamp duty (transfers above ₦10,000) | ₦50 flat |
| Account maintenance charge | ₦1 / mille |
More accounts & ways to bank
Open an account today and experience seamless digital banking.
Built around your lifestyle — everyday banking, tailored to how you actually live.