Current Account
Designed for everyday use, this individual checking account offers a variety of tailored benefits.
Account Information
| You qualify if | |
|---|---|
| Minimum opening balance of N250,000 | |
| Account opening form duly completed | |
| One recent clear passport photograph of signatory | |
| Identification of signatories (Driver’s license, International Passport, National Identity Card or Voter’s Card) | |
| Residence Permit (where applicable) | |
| Two independent and satisfactory references | |
| Public utility receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, etc.) |
| Access to electronic banking | |
| Internet banking | |
| No minimum daily balance | |
| Third party withdrawals | |
| Instant issuance of debit cards | |
| Debit cards will be available for internet banking transactions | |
| Mobile banking | |
| SMS alerts | |
| Free e-alerts & e-statements |
| SMS ALERT | ₦6 |
| ₦5,000 and below to other banks (Transfer) | ₦10+VAT |
| ₦5,001 to ₦50,000 to other banks | ₦25+VAT |
| ₦50,000 and above to other banks | ₦50+VAT |
| EMTL (Electronic Money Transfer Levy) STAMP DUTY | ₦50 flat on all transfers above 10,000.00. The sender bears the stamp duty cost |
| Account Maintenance Charge (AMC) | ₦1/mill |
Next steps
Our everyday bank accounts are packed with features to help you manage and grow your money.
OPEN ACCOUNT
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