Retiree Account

Account Information

You qualify if;

  • If you are above 65 years
  • Zero account maintenance fees
  • 5% Interest Payment to you monthly

Next steps

Account Information

You qualify if;

  • You have an opening balance of N10,000
  • You maintain a minimum daily balance of N1,000
  • Attractive interest rates
  • Debit Cards can be issued on request from parents/guardians
  • Account holders have access to ProvidusBank events for children
  • Internet Banking
  • SMS Alerts
  • Parents can set up a Standing Instruction with ease
  • Accounts can be opened online where guardian/parents have an existing account with ProvidusBank
  • SMS & Email Birthday Greetings on birthday
  • Free E-Statement & E-Alert notifications
  • Access to Mobile Banking
  • Attractive interest payment 1% above irrespective of the number of withdrawals
  • SMS Charge of N4
  • Cost of Debit Card N1,000
  • N100 card maintenance fee per annum
  • Transaction charge of N105 on every instant (NIPS) transfer effected on our internet banking platform.
  • ATM withdrawal charges apply.