Future Forward
Payment Acceptance

Point of Sales.

ProvidusUnity Bank Point of Sale terminals give your business a secure, efficient and flexible payment solution. Android-powered terminals accept card payments and Pay with Transfer, and settle instantly.

Point of Sales Terminal
Features & Benefits

Built to take payments, and keep taking them

Fast & Secure Payments

Card payments and Pay with Transfer on one Android terminal, processed quickly and securely.

Instant Settlements

Settlement is instant, so the money from a sale reaches your account as the transaction completes.

Tap-to-Pay Enabled

Contactless acceptance, so a customer can tap to pay rather than insert and wait.

Reliable & Automated Reporting

Transaction reporting runs on its own, so reconciliation is a report you open rather than a job you do.

Pre-Check Bank Networks

The terminal checks the receiving bank's network before it sends, which heads off failed transactions at the counter.

Free Terminal Deployment

Deployment of POS terminals and accessories is free — there is no hardware bill standing between you and taking card payments.

Fees

What it costs to take a payment

The Merchant Service Charge is deducted per transaction. Applicable fees are borne by the merchant.

General Merchants

Merchant Service Charge0.5% of transaction
Maximum per transaction₦1,000.00
VAT7.5% of the MSC
The 0.5% charge is capped, so a ₦1,000,000 sale costs the same ₦1,000 MSC as a ₦200,000 one.

Fuel Stations

Merchant Service ChargeZero
Maximum per transaction—
VAT—
Fuel stations are onboarded with no Merchant Service Charge at all.

Electronic Money Transfer Levy — ₦50

An Electronic Money Transfer Levy of ₦50 applies to all transactions of ₦10,000 and above, in line with regulation.

Requirements

Two things to get started

Valid business registration documents — for the business the terminal will be deployed to.

An active ProvidusUnity Bank business account — settlement runs into this account.

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Get A Terminal

Take card payments from today.

Talk to our Business Concierge about deploying POS terminals to your business — deployment and accessories are free.