Black Verve Card.
The most exclusive card in ProvidusUnity Bank's Verve range. Jet-black. Uncompromising. Accepted everywhere the Verve and Interswitch logos are displayed across Nigeria.
Every feature, black-tier prestige
Nationwide Acceptance
Accepted at every ATM, POS terminal, and online checkout displaying the Verve or Interswitch logo across Nigeria — no exceptions.
Dual Account Linking
Link to your Naira current or savings account — or both. One black card to manage and access all your ProvidusUnity Bank funds.
OTP Security
Every online transaction is protected by a One-Time Password sent to your registered number — your Black Verve won't be used online without your say.
Quickteller Access
Pay bills, recharge airtime, make transfers, and manage subscriptions on Quickteller — Nigeria's most comprehensive payment platform, available to all Black Verve holders.
Real-Time Monitoring
Track every transaction instantly via ProvidusUnity Bank's online banking platform — full visibility of your spending, 24 hours a day.
All Channels. Zero Friction.
ATM. POS. Web. Your Black Verve works across every channel — seamless, instant, and always available wherever you need to spend.
Live in minutes. Two simple paths.
Activate your Black Verve Card instantly — walk into any ProvidusUnity Bank branch, or call our 24/7 Business Concierge from anywhere.
In-Branch PIN Selection
Visit any ProvidusUnity Bank branch and request the PIN Selection POS terminal.
Insert your Black Verve Card into the terminal to begin PIN selection.
Enter your preferred PIN — your card activates instantly and is ready to use.
Via Business Concierge
Call 070077684387 and request a PIN push notification to your registered number.
Receive the one-time PIN notification on your registered phone.
Visit any ATM and change your PIN to complete activation.
ProvidusUnity Business Concierge
Available 24/7 for card activation, support & all banking enquiries
What you need to go black
An active ProvidusUnity Bank account is all you need. Apply at any branch or request through our online portal.
Individual current or savings account with ProvidusUnity Bank. The Black Verve links to either or both account types.
Valid government-issued ID — National ID, International passport, driver's licence, or voter's card.
Completed card request form — available at any ProvidusUnity Bank branch or via the online customer portal.
Registered Nigerian phone number linked to your account — required for OTP authentication on web transactions.
Simple fees. Higher ceilings.
Below are the fees and daily transaction limits for the Black Verve Card. The card is valid for five years from issuance, and quarterly maintenance applies only to savings account holders.
Card Issuance
Card Enrolment
Maintenance
Daily Transaction Limits (Local)
ATM withdrawal is subject to a ₦500,000 weekly limit.Zero charges on POS & Online transactions
No fees when paying at POS terminals or shopping online — your Black Verve costs nothing extra to spend with.
Enabled for the services you already use
Your Black Verve is enabled to support payment at select global websites — streaming, ride-hailing, shopping and productivity services, paid straight from your Naira account.
Free access to the Bank's lounge for meetings
As a Black Verve holder you can use the ProvidusUnity Bank lounge for meetings at no charge — a quiet, staffed space when you need to host somewhere other than an office.
Get your Black Verve today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or visit any branch to apply in person.
Request received
Thanks — we've got your request and will be in touch shortly.
Go black. Never look back.
Request your Black Verve Card at any ProvidusUnity Bank branch or open your account online. Step up to the most premium Verve card available.
