Diaspora FAQs
Frequently asked questions - Diaspora Account
Providus Diaspora Savings Account enables Nigerians who reside and work outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with the bank.
Any Nigerian living abroad can open a Providus Diaspora Savings account and enjoy all its benefits.
| • Diaspora Savings Account | |
| • Diaspora Current Account | |
| • Diaspora Domiciliary Account | |
| • Diaspora Term or Fixed Deposit Account | |
| • E-Channel Offerings | |
| • Advisory Services | |
| • Treasury Bills | |
| • Account Reactivation | |
| Diaspora accounts can be opened online by | |
|---|---|
| 1. open an account - www.providusbank.com | |
| 2. Register for NRBVN - https://provapp.providusbank.com/bvnLite#/bvn-verification | |
| 3. Contact our business concierge: businessconcierge@providusbank.com | |
| 1. | Proof of Identification |
| Valid Nigerian passport / Valid driver’s license / Valid national ID card / Voters card | |
| In the absence of the above, you may provide – A notarized foreign passport or driver’s license. | |
| 2. | Proof of address A notarized/certified copy of any of the following: |
| A notarized Foreign Utility bill stating residential address issued within last 3 months. | |
| Bank or credit card statement issued within the last three months. | |
| Tenancy agreements/rent receipts | |
| 3. | A passport photograph (clear scanned copy) |
| 4. | BVN Notarization: As our customer, you may notarize your documents at any of the following: |
| Notary Public/court/ lawyer/solicitor | |
| Nigerian Embassy/High commission/Consulate in customer’s country of residence. | |
| Your foreign bankers | |
| Government Security Agencies | |
| Commissioner for Oath | |
It is a unique identification number that all Nigerian account holders and intending ones irrespective of your bank must enrol for as stipulated by CBN. To enroll for the Bank Verification Number (BVN) exercise, copy URL: https://nrbvn.ares.nrbvn.com/login
| You can access your account through any of the following channels: | |
|---|---|
| a. Mobile banking: Access your account by downloading and registering the secure Providus plus application on your phone. | |
| b. Debit Cards: Through our Platinum and classic Naira Mastercard, Dollar Visa debit card and prepaid verve and Mastercard, you can access your Naira and/or dollar accounts through ATMs, POS and WEB anywhere in the world. | |
| c. Internet banking: Access your account through our 24hour real-time internet banking option and transfer funds back home, pay bills, and do much more. | |
The interest rate for Diaspora Savings is 8.75%
| You can fund your Diaspora account through: | |
|---|---|
| • Direct bank transfers | |
| • Cheques deposits | |
| • Money transfer operators (Western Union, Money Gram, World Remit) | |
No, please. This service is limited to only individual account holders.
The opening balance is N100,000
Our customers can apply for our debit cards by filling the ATM card application form and sending a scanned copy to businessconcierge@providusbank.com
Your ATM card will be dispatched to your registered address abroad via DHL at a cost. Also note that you can equally pick up the ATM card during your visit in Nigeria.
For assistance and inquiries related to Diaspora Banking, you can reach our dedicated support team through our email businessconcierge@providusbank.com
Providus Bank employs robust security measures, including encryption and multi-factor authentication, to ensure the safety and confidentiality of your Diaspora Account. We prioritize the security of your financial information.
As a Nigerian, Providus diaspora account provides you with various investment opportunities which include, Fixed Deposits, Treasury Bills and Bonds, Money Markets.
All Nigerians who reside outside the country for more than 180 days in a year.
Next steps
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